January 26, 2012

«Contact_Address»

Our client:	«BILLTO_Name»

Your account #:

Your client:

Your client’s acct #:

Dear Collector:

We are in receipt of your letter dated ________________.

THIS FIRM REPRESENTS «BILLTO_Name».

Collection of this debt may be barred by the statute of limitations. Therefore, we respectfully request you provide us with the following documents:

What the money you say «BILLTO_Dear» owes is for;

Explain and show me how you calculated what you say «BILLTO_Dear» owes;

Provide me with copies of any papers that show «BILLTO_Dear» agrees to pay you what you say «BILLTO_Dear» owes;

Identify the original creditor, if different from the current creditor;

Prove the statute of limitations has not expired on this account;

Show me that you are licensed to collect in the Commonwealth of Virginia;

Provide me a copy of any pooling and servicing agreement entered into by either the original creditor or the current creditor;

Provide me with your license numbers and registered agent.

«BILLTO_Dear» refuses to pay this debt.

With best regards, I am

Sincerely yours,

/s/«Contact_Attorney»

«Contact_Attorney»

Attorney at Law

«Contact_AttyInitials»/mgk

cc:	e-file

client